Comments on: Bad Credit …Is It Really That Bad?

By: Lender Documents: Why So Many?

Lender Documents: Why So Many? — Mon, 17 May 2010 21:11:04 +0000

[...] later he called me asking for a second opinion.I reviewed his credit, which was perfect (See “Bad Credit…Is It Really That Bad?”). I reviewed he and his wife’s income, very healthy. What could possibly be wrong? [...]

By: The Lender Lure: Why Sellers Make You Talk to Their Lender

The Lender Lure: Why Sellers Make You Talk to Their Lender — Wed, 21 Apr 2010 04:32:39 +0000

[...] that everything that I’ve done is accurate. They will usually review credit (see “Bad Credit…Is It Really That Bad?“), financial documentation, and your reserve funds. After all, they are trying to protect [...]

By: Your Loan is Like a Cookie

Your Loan is Like a Cookie — Tue, 02 Mar 2010 00:03:12 +0000

[...] Bad Credit…Is It Really That Bad? (bayarearealestatemarketupdate.com) [...]

By: Brenda Borrower Gets Buffed By Big Bank

Brenda Borrower Gets Buffed By Big Bank — Fri, 05 Feb 2010 23:30:16 +0000

[...] it or not, that’s not bad credit (For More On Credit Read “Bad Credit…Is It Really That Bad?“), I explained to her that all she needed to apply for a loan was a middle credit score [...]

By: FHA Changes for Dummies

FHA Changes for Dummies — Sun, 24 Jan 2010 02:04:26 +0000

[...] Yes, but only if you have a credit score below 580. THIS IS A FLAW because lenders made the minimum lending credit score 620 an industry standard a year ago. Odds are if you have a credit score below 620 it won’t matter what your down payment is, you’ll have to purchase all cash or the most practical option would be to improve your credit score (See my post “Bad Credit…Is It Really that Bad?“). [...]